Since 2014 Pradhan Mantri Awas Yojana has been initiated by our honorable Prime Minister Shri Narendra Modi in order to provide house to each and citizen of India who cannot afford to have a house because of the lack of money. This is one of the most ambitious schemes of our prime Minister that has a target to be completed within year 2022. The main objective of this program was the agenda that Modi ji truly believe is “Sab ka sath Sab Ka Vikash”, it is because he believes that unless the financial weaker section of India is not getting the basic rights like “Roti” “Kapda” and “Makan” till then India cannot be called as a developed country. Along with this scheme there are many other schemes are included like “Swacch Bharat Abhijyan” , which means houses will must have toilets built. Open defecation should be prohibited completely in India. Every state along with West Bengal has been benefited by this scheme that is running by central government.
Ineffective Standing of West Bengal:
In 2015 West Bengal was introduced to the Ministry of Housing and Urban Poverty Alleviation (MoHUPA), an interest subsidy scheme called Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (URBAN and Gramin)-Housing for All, for purchase/construction/extension/improvement of house to cater Economical Weaker Section (EWS)/Lower Income Group (LIG)/Middle Income Group (MIG), given the projected growth of urbanization & the consequent housing demands in India.
It’s bit unfortunate that as per records from the NBH, West Bengal is one of the least performing states. The state has a large share of targeted beneficiaries without proper housing and the numbers are ever increasing but for reasons unknown people of West Bengal are missing out on this fantastic opportunities. So far, only 137 registrations to the PMAY have been managed so far in the state. However, on the other side, states like Gujarat, Maharashtra, Tamilnadu, Madhya Pradesh, etc. are performing exceptionally well.
Walking Towards the Solution
In the opinion of the Executive Director of the NBS, it is very important to scrutinized all the factors related to the non – performance of the PMAY housing scheme in West Bengal. Whatever is he hurdles to the scheme that will be dealt with and eliminated as soon as possible within 2019 in order to reach the target of 2022. Central Government is extending all possible means of help to the West Bengal govt., so that they must take necessary steps to bring more beneficiaries to the central government’s housing scheme. From now on, the SLBCs will be in charge of monitoring the CLSS program in Every State. Records show that more than 72,000 families fall under the EWS and lower income categories, and that makes them eligible for the PMAY scheme. A major portion of this target group in West Bengal belongs to the rural or gramin area and semi urban areas. NHB is keen to provide development opportunity to those entities which will help in stronger implementation of the housing scheme in West Bengal.
It is very important for state government of West Bengal and Central government to work hand in hand to make this mission successful because at the end of the day it’s only common people who are being deprived of such a beautiful scheme and opportunity to have their own pucca house, where women will be the head because the house will be on the women’s name and they will be in charge of the house.